Surinamese law requires all employers to insure employees in the event of industrial accidents. An industrial accident can occur during work, but can also be the result of a traffic accident on the way to or from work. A good employer looks after the interests of their staff. Unfortunately, accidents at work are not always preventable. Accident insurance enables you to ensure that your employees don’t get into financial problems when they are (temporarily) unable to work or become disabled as a result of an accident at work. In the unlikely event of a fatal accident, the S.O.R. also ensures that your employee gets a proper farewell by covering the costs of a funeral.
WHAT ARE YOU INSURED FOR?
- Your employee is insured against accidents one hour before and one hour after working hours
- At the place where the work is performed
- SRD 144,000 benefit for the funeral costs
- Compensation of minimum daily wages of SRD 400
- 100% payment of wages of the insured daily wages in case of temporary incapacity for work of your personnel
ADVANTAGES OF THE S.O.R. INSURANCE
- Free coverage when working from home
- Telephone assistance in case of damage
- Quick and easy online additions to, removals from or viewing your employee file
- One-time discount of 5% when taking out a new insurance policy with a daily wage of SRD 400
- The possibility to insure higher daily wages
- Renewal discount of 2.5%. This discount will increase every year, for 3 years, upon renewal of your S.O.R. insurance with Assuria
- Report your claim online
INFORMATION REQUIRED FOR EFFECTING THE POLICY
- The type of organization of your business
- Professions of the employees in the company in question
- Number of workdays per week
- Requested insured daily wages
- Name and address of employees
- Estimated annual wages
MORE INFORMATION
Please contact one of our experts.