Healthcare
- Why do I need health care insurance?
- What health insurances does Assuria have?
- How can I be sure that certain treatments will be compensated?
- How can I take out an insurance?
- Can I add coverages to my AZPAS Basic or AZPAS Plus Health Insurance?
- How much is the premium?
- What should I do if I need to be admitted to hospital?
- Am I also covered for medical expenses abroad?
- What is the coverage of the Second Medical Opinion, and who is eligible?
- Who provides the Second Medical Opinion?
- How do I apply for coverage and what documents do I need?
- When does coverage start after application? Is there a waiting period?
- For which diagnoses can the insured person request a Second Medical Opinion in particular?
- Is the coverage also applicable to acute medical conditions?
- How do I file a claim and what documents do I need?
- What do I do if the second opinion differs from the first diagnosis?
- Can I choose the specialist for the second opinion, or will the specialist be assigned?
- Are there exclusions to the coverage?
Home
- What is expected of me in case of any damage?
- What is covered under the Homeowners Insurance?
- What should I do to get insurance for my home and house contents?
- How is my insurance premium calculated?
- Are my house contents included in the insurance?
Travel
- Are the costs related to delays or cancellation of my flight compensated?
- Why would I need to take out travel insurance? My medical costs are already covered with the AZPAS Insurance, aren’t they?
- If I need to cancel my trip prior to or during the trip, will I be reimbursed the premium I paid for my travel insurance?
- What should I do if I unexpectedly fall ill or am admitted to the hospital?
- What to do if I stay longer than planned? How can I extend my travel insurance?
- I regularly use prescription drugs on my doctor’s orders. Will my medication be compensated?
- Which countries are included in the Europe cover?
- I need to travel to participate in a competition. Are the costs resulting from an accident during such a competition compensated?
- Is it also possible for non-residents to take out a TRIAS Insurance?
- What is the “deductible”?
- Until when can I submit a claim?
- When is coverage provided?
Life
- Is payment of the benefit guaranteed in case of death?
- Why should I take out Life Insurance if I already have Funeral Insurance?
- What is a Life Insurance?
- What happens if I am no longer willing or able to pay my premium?
- Can I increase the value of my life insurance?
- What are the costs of Life Insurance?
- Why would I take out Life Insurance?
- Can I take out my Life Insurance in another currency?
Motor
- I have been involved in a car accident. What should I do?
- If someone else was driving my vehicle, is he/she insured?
- What should I do when I sell my car?
- Can I pay my insurance premium in instalments?
- If I sell my vehicle and then buy another one, will I need to take out a new insurance?
- Does the insurance I have provide cover if I go to Guyana with my vehicle?
- When am I entitled to a discount?
- How will the premium for my WAM Insurance (the Compulsory Third-Party Liability Insurance) be calculated?